Hail in Caldwell County, MO
Hail turns up in Caldwell County on a regular basis. NOAA radar has confirmed 7 hail events of 1 inch or larger in Caldwell County since 2025, the largest 1″ (quarter) on June 13, 2026. The most recent confirmed hail was June 13, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Caldwell County, MO
Caldwell County sits in the rolling farm country of northwest Missouri, north of the Missouri River in a landscape of gentle ridges and open cropland. Hail turns up here a few times in a given year, usually when spring storm systems drag a cold front through warm, humid air and the updrafts grow strong enough to loft stones to marble or quarter size. The nearest NEXRAD is the Pleasant Hill (KEAX) radar about 60 miles to the south, far enough that its beam favors the upper reaches of a storm over fine detail near the ground.
The hail record for Caldwell County, MO
Hail is a recurring threat in Caldwell County, with 7 confirmed events on record since 2025.
This year has run hot: 6 confirmed events in 2026 already, ahead of the recent pace.
April is the peak, but the broader risk stretches across spring and into early summer.
Common questions
How often does it hail in Caldwell County?
NOAA radar has confirmed 7 severe hail events (1 inch or larger) in the Caldwell County area since 2025.
When is hail season in Caldwell County?
Caldwell County sees hail from spring into early summer, most often in April.
What's the largest hail recorded in Caldwell County?
Radar confirmed 1-inch hail, about quarter size, on June 13, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is Caldwell County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Caldwell County's confirmed hail reaches 1″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Is hail getting worse in Caldwell County?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In Caldwell County, 6 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Will it hail again in Caldwell County this year?
Caldwell County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Recent confirmed hail near Caldwell County, MO
What this means for your home
Damage can be invisible from the ground
At Caldwell County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.