Hail in Clay County, MN
Hail turns up in Clay County on a regular basis. NOAA radar has confirmed 8 hail events of 1 inch or larger in Clay County since 2025, the largest 2″ (hen egg) on June 30, 2026. The most recent confirmed hail was September 3, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Clay County, MN
Clay County spreads across the flat, fertile floor of the Red River Valley in northwestern Minnesota, along the North Dakota border. The open terrain and strong early-summer instability can let storms build vigorously here, and a robust cell tracking through is capable of dropping golf-ball-sized hail. Coverage comes from the Fargo/Grand Forks radar (KMVX), roughly 59 miles to the northwest, which favors storm-top readings over near-ground detail at that range.
The hail record for Clay County, MN
Clay County doesn't see hail every month, but it's a recurring visitor, with 8 confirmed events since 2025.
This year has run hot: 7 confirmed events in 2026 already, ahead of the recent pace.
The dangerous window runs spring into early summer, with June the busiest month on record.
Common questions
How often does it hail in Clay County?
NOAA radar has confirmed 8 severe hail events (1 inch or larger) in the Clay County area since 2025.
When is hail season in Clay County?
Hail in Clay County is concentrated in June, within a season that runs spring into early summer.
What's the largest hail recorded in Clay County?
Radar confirmed 2-inch hail, about hen egg size, on June 30, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is hail getting worse in Clay County?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In Clay County, 7 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Will it hail again in Clay County this year?
Clay County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Did it hail in Clay County in 2026?
Yes, 7 confirmed hail events so far in 2026, most recently September 3, 2026.
Recent confirmed hail near Clay County, MN
What this means for your home
Damage can be invisible from the ground
At Clay County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.