Hail in Clay County, MS
NOAA radar has confirmed 3 hail events of 1 inch or larger in Clay County since 2025, the largest 1″ (quarter) on August 21, 2026. The most recent confirmed hail was August 21, 2026.
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About Clay County, MS
Clay County sits in the prairie and hill country of northeastern Mississippi, in the broad plain east of the Tombigbee drainage. Storms here can occasionally turn severe when Gulf moisture meets a strong frontal boundary in the warm months, and on those days hail has reached up toward golf ball size, though such events are not frequent. The Columbus AFB radar (KGWX) sits about 31 miles to the northeast, close enough for detailed coverage across the county.
The hail record for Clay County, MS
This year has run hot: 2 confirmed events in 2026 already, ahead of the recent pace.
August does most of the damage here; Clay County is comparatively quiet the rest of the year.
Clay County is no Plains hot spot, but the storms that do reach it have still dropped hail up to 1″.
Common questions
How often does it hail in Clay County?
NOAA radar has confirmed 3 severe hail events (1 inch or larger) in the Clay County area since 2025.
When is hail season in Clay County?
Hail in Clay County is concentrated in August, within a season that runs spring into early summer.
What's the largest hail recorded in Clay County?
Radar confirmed 1-inch hail, about quarter size, on August 21, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Is Clay County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Clay County's confirmed hail reaches 1″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Is hail getting worse in Clay County?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In Clay County, 2 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Recent confirmed hail near Clay County, MS
What this means for your home
If you were just hit
With recent hail in Clay County, you're still in the window to document and report it. Photograph any damage, note the storm date, confirm what radar detected at your address, and review your policy's reporting requirements. Deadlines vary.
Damage can be invisible from the ground
At Clay County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.