Hail in Dearborn, MI
Hail turns up in Dearborn on a regular basis. NOAA radar has confirmed 4 hail events of 1 inch or larger in Dearborn since 2026, the largest 1″ (quarter) on July 3, 2026. The most recent confirmed hail was July 3, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Dearborn, MI
Dearborn sits on the flat lake plain of southeastern Michigan, just west of Detroit and not far from the Detroit River. Warm-season thunderstorms can bring occasional hail, though the area sees it infrequently and usually at modest size. The Detroit (KDTX) radar stands about 30 mi to the northwest, well positioned to track storms moving across the metro toward the city.
The hail record for Dearborn, MI
Dearborn doesn't see hail every month, but it's a recurring visitor, with 4 confirmed events since 2026.
June is the peak, but the broader risk stretches across spring and into early summer.
Common questions
How often does it hail in Dearborn?
NOAA radar has confirmed 4 severe hail events (1 inch or larger) in the Dearborn area since 2026.
When is hail season in Dearborn?
Hail in Dearborn is concentrated in June, within a season that runs spring into early summer.
What's the largest hail recorded in Dearborn?
Radar confirmed 1-inch hail, about quarter size, on July 3, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Is Dearborn's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Dearborn's confirmed hail reaches 1″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Hail just hit, what should I do?
Safely photograph any hail and note the time, then confirm what radar recorded at your address before calling your insurer. Most policies require prompt notice after a hail event, and deadlines vary by policy and state, so don't wait to document it.
Recent confirmed hail near Dearborn, MI
What this means for your home
If you were just hit
With recent hail in Dearborn, you're still in the window to document and report it. Photograph any damage, note the storm date, confirm what radar detected at your address, and review your policy's reporting requirements. Deadlines vary.
Damage can be invisible from the ground
At Dearborn's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this city by warning-area overlap. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.