Hail in Floyd County, IA
Hail turns up in Floyd County on a regular basis. NOAA radar has confirmed 11 hail events of 1 inch or larger in Floyd County since 2025, the largest 1.7″ (ping pong ball) on May 16, 2026. The most recent confirmed hail was August 7, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Floyd County, IA
Floyd County lies in the rolling farm country of northern Iowa, where the Cedar River cuts through gently shaped prairie near the Minnesota border. Hail is occasional rather than common, and the stronger late-season storms riding a cold front can still bring stones up to quarter size. The Des Moines (KDMX) radar sits about 103 miles to the southwest, far enough that its view favors storm tops over what is occurring at ground level.
The hail record for Floyd County, IA
Hail is a recurring threat in Floyd County, with 11 confirmed events on record since 2025.
This year has run hot: 8 confirmed events in 2026 already, ahead of the recent pace.
Most confirmed hail in Floyd County falls between spring and early summer, with June the busiest month.
Common questions
How often does it hail in Floyd County?
NOAA radar has confirmed 11 severe hail events (1 inch or larger) in the Floyd County area since 2025.
When is hail season in Floyd County?
Floyd County sees hail from spring into early summer, most often in June.
What's the largest hail recorded in Floyd County?
Radar confirmed 1.7-inch hail, about ping pong ball size, on May 16, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is Floyd County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Floyd County's confirmed hail reaches 1.7″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Is hail getting worse in Floyd County?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In Floyd County, 8 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Will it hail again in Floyd County this year?
Floyd County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Recent confirmed hail near Floyd County, IA
What this means for your home
Damage can be invisible from the ground
At Floyd County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.