Hail in Holmes County, MS
NOAA radar has confirmed 3 hail events of 1 inch or larger in Holmes County since 2025, the largest 1.2″ (quarter) on July 4, 2026. The most recent confirmed hail was July 4, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Holmes County, MS
Holmes County lies in west-central Mississippi where the flat Delta lowlands meet the rolling loess hills along the Yazoo basin. Hail is infrequent and usually tied to the spring frontal systems that sweep across the state. The Jackson radar (KDGX) near Brandon sits about 58 miles to the south and keeps the county within range.
The hail record for Holmes County, MS
Rather than a single peak, hail turns up from spring through summer in Holmes County, most often in March.
Holmes County is no Plains hot spot, but the storms that do reach it have still dropped hail up to 1.2″.
Common questions
How often does it hail in Holmes County?
NOAA radar has confirmed 3 severe hail events (1 inch or larger) in the Holmes County area since 2025.
When is hail season in Holmes County?
Holmes County sees hail from spring into early summer, most often in March.
What's the largest hail recorded in Holmes County?
Radar confirmed 1.2-inch hail, about quarter size, on July 4, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Is Holmes County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Holmes County's confirmed hail reaches 1.2″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Hail just hit, what should I do?
Safely photograph any hail and note the time, then confirm what radar recorded at your address before calling your insurer. Most policies require prompt notice after a hail event, and deadlines vary by policy and state, so don't wait to document it.
Recent confirmed hail near Holmes County, MS
What this means for your home
If you were just hit
With recent hail in Holmes County, you're still in the window to document and report it. Photograph any damage, note the storm date, confirm what radar detected at your address, and review your policy's reporting requirements. Deadlines vary.
Damage can be invisible from the ground
At Holmes County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.