Hail in Holt County, MO
Holt County is one of the more hail-prone places in the country. NOAA radar has confirmed 11 hail events of 1 inch or larger in Holt County since 2026, the largest 2″ (hen egg) on May 18, 2026. The most recent confirmed hail was September 15, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Holt County, MO
Holt County hugs the Missouri River in the far northwest corner of the state, a mix of broad floodplain and rolling loess hills. Severe storms reach the county in the warm months, when fronts and Plains moisture combine to build cells capable of marble to golf ball size hail. The Topeka (KTWX) radar watches from about 93 miles to the southwest, far enough that its scans emphasize storm tops over fine detail near the surface.
The hail record for Holt County, MO
Holt County is the kind of place where homeowners tend to know a roofer by name.
Rather than a single peak, hail turns up from spring through summer in Holt County, most often in May.
Common questions
How often does it hail in Holt County?
NOAA radar has confirmed 11 severe hail events (1 inch or larger) in the Holt County area since 2026.
When is hail season in Holt County?
Holt County sees hail from spring into early summer, most often in May.
What's the largest hail recorded in Holt County?
Radar confirmed 2-inch hail, about hen egg size, on May 18, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Will it hail again in Holt County this year?
Holt County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Did it hail in Holt County in 2026?
Yes, 11 confirmed hail events so far in 2026, most recently September 15, 2026.
How much does hail roof damage cost to repair?
It ranges widely. Minor repairs can run a few hundred dollars, while a full roof replacement on an average home often runs $8,000–$20,000+ depending on size, pitch, and material. What you actually pay depends on your deductible and whether your policy is replacement-cost or actual-cash-value.
Recent confirmed hail near Holt County, MO
What this means for your home
Damage can be invisible from the ground
At Holt County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.