Hail in Houghton County, MI
NOAA radar has confirmed 3 hail events of 1 inch or larger in Houghton County since 2025, the largest 2″ (golf ball) on July 15, 2025. The most recent confirmed hail was July 12, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Houghton County, MI
Houghton County reaches into the Keweenaw Peninsula of Michigan's Upper Peninsula, a rugged, forested land bordered by Lake Superior. Severe hail is rare in this cool northern climate, but on the uncommon warm-season afternoon when strong instability builds, a storm has dropped stones toward golf ball size. The Marquette radar (KMQT) lies about 60 miles to the southeast, far enough that it reads the upper levels of storms better than detail near the ground.
The hail record for Houghton County, MI
The hail clusters in July; the rest of the year is comparatively quiet.
Houghton County is no Plains hot spot, but the storms that do reach it have still dropped hail up to 2″.
Common questions
How often does it hail in Houghton County?
NOAA radar has confirmed 3 severe hail events (1 inch or larger) in the Houghton County area since 2025.
When is hail season in Houghton County?
Hail in Houghton County is concentrated in July, within a season that runs spring into early summer.
What's the largest hail recorded in Houghton County?
Radar confirmed 2-inch hail, about golf ball size, on July 15, 2025.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Hail just hit, what should I do?
Safely photograph any hail and note the time, then confirm what radar recorded at your address before calling your insurer. Most policies require prompt notice after a hail event, and deadlines vary by policy and state, so don't wait to document it.
Did it hail in Houghton County in 2026?
Yes, 1 confirmed hail event so far in 2026, most recently July 12, 2026.
Recent confirmed hail near Houghton County, MI
What this means for your home
If you were just hit
With recent hail in Houghton County, you're still in the window to document and report it. Photograph any damage, note the storm date, confirm what radar detected at your address, and review your policy's reporting requirements. Deadlines vary.
Damage can be invisible from the ground
At Houghton County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.