Hail in Howard County, IN
Hail turns up in Howard County on a regular basis. NOAA radar has confirmed 3 hail events of 1 inch or larger in Howard County since 2026, the largest 1.3″ (half dollar) on April 14, 2026. The most recent confirmed hail was April 14, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Howard County, IN
Howard County sits in the flat to gently rolling farmland of north-central Indiana, in the Wildcat Creek watershed around the Kokomo area. Storms cross the county fairly often with the fronts and squall lines that move through the state, though the hail they produce tends to stay small. The Indianapolis radar (KIND) lies about 54 miles to the south, far enough that it reads storm tops more clearly than fine detail near the ground.
The hail record for Howard County, IN
Howard County doesn't see hail every month, but it's a recurring visitor, with 3 confirmed events since 2026.
April does most of the damage here; Howard County is comparatively quiet the rest of the year.
Common questions
How often does it hail in Howard County?
NOAA radar has confirmed 3 severe hail events (1 inch or larger) in the Howard County area since 2026.
When is hail season in Howard County?
Hail in Howard County is concentrated in April, within a season that runs spring into early summer.
What's the largest hail recorded in Howard County?
Radar confirmed 1.3-inch hail, about half dollar size, on April 14, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is Howard County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Howard County's confirmed hail reaches 1.3″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Will it hail again in Howard County this year?
Howard County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Did it hail in Howard County in 2026?
Yes, 3 confirmed hail events so far in 2026, most recently April 14, 2026.
Recent confirmed hail near Howard County, IN
What this means for your home
Damage can be invisible from the ground
At Howard County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.