Hail in Howard County, IN
Few places in the country see hail as often as Howard County. NOAA radar has confirmed 8 hail events of 1 inch or larger in Howard County since 2026, the largest 1.3″ (half dollar) on April 14, 2026. The most recent confirmed hail was August 26, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Howard County, IN
Howard County sits in the flat to gently rolling farmland of north-central Indiana, in the Wildcat Creek watershed around the Kokomo area. Storms cross the county fairly often with the fronts and squall lines that move through the state, though the hail they produce tends to stay small. The Indianapolis radar (KIND) lies about 54 miles to the south, far enough that it reads storm tops more clearly than fine detail near the ground.
The hail record for Howard County, IN
Howard County is the kind of place where homeowners tend to know a roofer by name.
August does most of the damage here; Howard County is comparatively quiet the rest of the year.
Common questions
How often does it hail in Howard County?
NOAA radar has confirmed 8 severe hail events (1 inch or larger) in the Howard County area since 2026.
When is hail season in Howard County?
Hail in Howard County is concentrated in August, within a season that runs spring into early summer.
What's the largest hail recorded in Howard County?
Radar confirmed 1.3-inch hail, about half dollar size, on April 14, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Is Howard County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Howard County's confirmed hail reaches 1.3″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Hail just hit, what should I do?
Safely photograph any hail and note the time, then confirm what radar recorded at your address before calling your insurer. Most policies require prompt notice after a hail event, and deadlines vary by policy and state, so don't wait to document it.
Recent confirmed hail near Howard County, IN
What this means for your home
If you were just hit
With recent hail in Howard County, you're still in the window to document and report it. Photograph any damage, note the storm date, confirm what radar detected at your address, and review your policy's reporting requirements. Deadlines vary.
Damage can be invisible from the ground
At Howard County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.