Hail in Howard County, MO
Hail turns up in Howard County on a regular basis. NOAA radar has confirmed 6 hail events of 1 inch or larger in Howard County since 2025, the largest 2″ (hen egg) on June 1, 2026. The most recent confirmed hail was June 14, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Howard County, MO
Howard County lies in central Missouri in the rolling hills along a broad bend of the Missouri River. Hail is an infrequent guest here; the county's storms more often produce heavy rain than the large ice that comes from intense, cold updrafts, so any fall tends to be on the smaller side. Radar coverage comes from the Pleasant Hill (KEAX) site some 88 miles to the west, distant enough that it captures the upper portions of storms far better than ground-level detail.
The hail record for Howard County, MO
Hail is a recurring threat in Howard County, with 6 confirmed events on record since 2025.
This year has run hot: 5 confirmed events in 2026 already, ahead of the recent pace.
June does most of the damage here; Howard County is comparatively quiet the rest of the year.
Common questions
How often does it hail in Howard County?
NOAA radar has confirmed 6 severe hail events (1 inch or larger) in the Howard County area since 2025.
When is hail season in Howard County?
Hail in Howard County is concentrated in June, within a season that runs spring into early summer.
What's the largest hail recorded in Howard County?
Radar confirmed 2-inch hail, about hen egg size, on June 1, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is hail getting worse in Howard County?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In Howard County, 5 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Will it hail again in Howard County this year?
Howard County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Did it hail in Howard County in 2026?
Yes, 5 confirmed hail events so far in 2026, most recently June 14, 2026.
Recent confirmed hail near Howard County, MO
What this means for your home
Damage can be invisible from the ground
At Howard County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.