Hail in Lincoln County, CO
Hail big enough to damage a home is a recurring reality in Lincoln County. NOAA radar has confirmed 100 hail events of 1 inch or larger in Lincoln County since 2025, the largest 3″ (teacup) on June 8, 2026. The most recent confirmed hail was September 21, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Lincoln County, CO
Lincoln County sits on Colorado's eastern plains, open shortgrass prairie southeast of the Denver metro. Warm, moist air drawn up from the south collides with drier continental air over these plains, and the resulting storms can produce very large hail into late summer. KPUX out of Pueblo is the closest radar, roughly 51 miles to the southwest, a range at which it tracks the body of a storm well but loses much of the detail near the ground.
The hail record for Lincoln County, CO
At the 3″ mark Lincoln County has recorded, hail can crack windshields and pock sheet metal, the kind of storm that fills body shops as fast as it fills roofers' calendars.
Lincoln County is the kind of place where homeowners tend to know a roofer by name.
The dangerous window runs spring into early summer, with August the busiest month on record.
Common questions
How often does it hail in Lincoln County?
NOAA radar has confirmed 100 severe hail events (1 inch or larger) in the Lincoln County area since 2025.
When is hail season in Lincoln County?
Lincoln County sees hail from spring into early summer, most often in August.
What's the largest hail recorded in Lincoln County?
Radar confirmed 3-inch hail, about teacup size, on June 8, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Has Lincoln County had hail big enough to total a roof?
3″ hail is in the range where damage can be severe enough to warrant a full roof replacement on standard asphalt shingles. Whether a roof is actually totaled depends on its material and age, how intense the storm was at your specific address, and your insurer's inspection. Hail size alone doesn't decide it.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Should I file a hail claim or pay out of pocket?
It depends on the damage versus your deductible. At the 3″ sizes seen here, damage often exceeds a typical deductible, which can make a claim worthwhile, but get a repair estimate first to compare, and keep in mind that filing can affect future premiums.
Recent confirmed hail near Lincoln County, CO
What this means for your home
Don't overlook vehicle damage
Hail at the 3″ sizes Lincoln County has seen also dents vehicles, cracks glass, and chips paint. Document car damage alongside your roof before any repairs. Both can be part of the same claim.
Read anything before you sign it
Some contractors ask storm-hit homeowners to sign an "assignment of benefits," which can hand control of your insurance claim to them. Read it closely. You can document and file a claim yourself without giving that up.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.