Hail in Madison County, MT
NOAA radar has confirmed 2 hail events of 1 inch or larger in Madison County since 2025, the largest 1″ (quarter) on July 29, 2025. The most recent confirmed hail was July 29, 2025.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Madison County, MT
Madison County lies in the mountains of southwestern Montana, rugged high country of forested ranges and broad river valleys along the headwaters of the Missouri. Hail is uncommon; the dry mountain air rarely holds enough moisture, so the stones that fall mostly come from isolated summer storms building over the high terrain. The Great Falls (KTFX) radar lies about 151 miles to the north, far enough and so shielded by mountains that it can only read the upper structure of distant storms.
The hail record for Madison County, MT
The hail clusters in June; the rest of the year is comparatively quiet.
Damaging hail is the exception rather than the rule in Madison County, but the record shows it does reach 1″ when it arrives.
Common questions
How often does it hail in Madison County?
NOAA radar has confirmed 2 severe hail events (1 inch or larger) in the Madison County area since 2025.
When is hail season in Madison County?
Hail in Madison County is concentrated in June, within a season that runs spring into early summer.
What's the largest hail recorded in Madison County?
Radar confirmed 1-inch hail, about quarter size, on July 29, 2025.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is Madison County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Madison County's confirmed hail reaches 1″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Did it hail in Madison County in 2026?
No 1-inch-or-larger hail has been confirmed in Madison County so far in 2026.
How much does hail roof damage cost to repair?
It ranges widely. Minor repairs can run a few hundred dollars, while a full roof replacement on an average home often runs $8,000–$20,000+ depending on size, pitch, and material. What you actually pay depends on your deductible and whether your policy is replacement-cost or actual-cash-value.
Recent confirmed hail near Madison County, MT
What this means for your home
Damage can be invisible from the ground
At Madison County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.