Hail in Madison County, TN
Hail turns up in Madison County on a regular basis. NOAA radar has confirmed 6 hail events of 1 inch or larger in Madison County since 2025, the largest 1.3″ (half dollar) on April 10, 2025. The most recent confirmed hail was July 3, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Madison County, TN
Madison County lies in the gently rolling uplands of West Tennessee, between the Tennessee River bottoms and the Mississippi floodplain. Frontal systems sweeping out of the Plains in spring lift the moist Gulf air over the region, and the stronger storms within those lines can drop sizable hail. Memphis radar (KNQA) provides the coverage from roughly 61 miles to the west, near the edge of its useful low-level reach.
The hail record for Madison County, TN
Madison County doesn't see hail every month, but it's a recurring visitor, with 6 confirmed events since 2025.
March is the peak, but the broader risk stretches across spring and into early summer.
Common questions
How often does it hail in Madison County?
NOAA radar has confirmed 6 severe hail events (1 inch or larger) in the Madison County area since 2025.
When is hail season in Madison County?
Madison County sees hail from spring into early summer, most often in March.
What's the largest hail recorded in Madison County?
Radar confirmed 1.3-inch hail, about half dollar size, on April 10, 2025.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is Madison County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Madison County's confirmed hail reaches 1.3″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Will it hail again in Madison County this year?
Madison County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Did it hail in Madison County in 2026?
Yes, 1 confirmed hail event so far in 2026, most recently July 3, 2026.
Recent confirmed hail near Madison County, TN
What this means for your home
Damage can be invisible from the ground
At Madison County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.