Hail in Miami, FL
Hail turns up in Miami on a regular basis. NOAA radar has confirmed 7 hail events of 1 inch or larger in Miami since 2025, the largest 2.3″ (golf ball) on April 7, 2026. The most recent confirmed hail was June 2, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Miami, FL
Miami sits on the Atlantic coast at the southeastern tip of Florida, in flat, low terrain bathed in warm tropical air. Thunderstorms are routine through the warm season, but hail is uncommon because the air stays too warm aloft for stones to grow before they melt. The Miami (KAMX) radar lies about 17 miles to the southwest.
The hail record for Miami, FL
Miami doesn't see hail every month, but it's a recurring visitor, with 7 confirmed events since 2025.
This year has run hot: 4 confirmed events in 2026 already, ahead of the recent pace.
Miami's hail isn't confined to one stretch of the calendar; it recurs from spring into summer, heaviest in March.
Common questions
How often does it hail in Miami?
NOAA radar has confirmed 7 severe hail events (1 inch or larger) in the Miami area since 2025.
When is hail season in Miami?
Miami sees hail from spring into early summer, most often in March.
What's the largest hail recorded in Miami?
Radar confirmed 2.3-inch hail, about golf ball size, on April 7, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is hail getting worse in Miami?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In Miami, 4 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Will it hail again in Miami this year?
Miami's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Did it hail in Miami in 2026?
Yes, 4 confirmed hail events so far in 2026, most recently June 2, 2026.
Recent confirmed hail near Miami, FL
What this means for your home
Damage can be invisible from the ground
At Miami's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this city by warning-area overlap. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.