Hail in Monroe County, MO
Hail turns up in Monroe County on a regular basis. NOAA radar has confirmed 6 hail events of 1 inch or larger in Monroe County since 2025, the largest 1.5″ (half dollar) on May 5, 2026. The most recent confirmed hail was June 17, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Monroe County, MO
Monroe County lies in the gently rolling farmland of northeast Missouri, a region of crop fields and small lakes well inland from any large city. Hail is uncommon here, and when it does fall it tends to stay around marble size during the warmer months. Coverage comes from the St Louis radar (KLSX), roughly 90 miles to the southeast, which at that range reads the upper structure of storms more clearly than activity near the ground.
The hail record for Monroe County, MO
Monroe County doesn't see hail every month, but it's a recurring visitor, with 6 confirmed events since 2025.
This year has run hot: 4 confirmed events in 2026 already, ahead of the recent pace.
The dangerous window runs spring into early summer, with April the busiest month on record.
Common questions
How often does it hail in Monroe County?
NOAA radar has confirmed 6 severe hail events (1 inch or larger) in the Monroe County area since 2025.
When is hail season in Monroe County?
Monroe County sees hail from spring into early summer, most often in April.
What's the largest hail recorded in Monroe County?
Radar confirmed 1.5-inch hail, about half dollar size, on May 5, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Is Monroe County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Monroe County's confirmed hail reaches 1.5″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Is hail getting worse in Monroe County?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In Monroe County, 4 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Recent confirmed hail near Monroe County, MO
What this means for your home
If you were just hit
With recent hail in Monroe County, you're still in the window to document and report it. Photograph any damage, note the storm date, confirm what radar detected at your address, and review your policy's reporting requirements. Deadlines vary.
Damage can be invisible from the ground
At Monroe County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.