Hail in Montezuma County, CO
NOAA radar has confirmed 4 hail events of 1 inch or larger in Montezuma County since 2025, the largest 1.3″ (half dollar) on October 13, 2025. The most recent confirmed hail was October 13, 2025.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Montezuma County, CO
Montezuma County occupies the dry southwestern corner of Colorado, a high-desert country of mesas and canyons stepping up toward the San Juan Mountains. Hail is infrequent and usually small, forming when summer afternoon storms build over the higher terrain and slide down onto the plateau, so the county rarely sees more than occasional marble-size stones. The nearest coverage, the Grand Junction (KGJX) radar some 121 miles to the north, is too far away to catch low-level detail and instead reads only the tops of these mountain storms.
The hail record for Montezuma County, CO
The hail clusters in June; the rest of the year is comparatively quiet.
Montezuma County is no Plains hot spot, but the storms that do reach it have still dropped hail up to 1.3″.
Common questions
How often does it hail in Montezuma County?
NOAA radar has confirmed 4 severe hail events (1 inch or larger) in the Montezuma County area since 2025.
When is hail season in Montezuma County?
Hail in Montezuma County is concentrated in June, within a season that runs spring into early summer.
What's the largest hail recorded in Montezuma County?
Radar confirmed 1.3-inch hail, about half dollar size, on October 13, 2025.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is Montezuma County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Montezuma County's confirmed hail reaches 1.3″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Did it hail in Montezuma County in 2026?
No 1-inch-or-larger hail has been confirmed in Montezuma County so far in 2026.
How much does hail roof damage cost to repair?
It ranges widely. Minor repairs can run a few hundred dollars, while a full roof replacement on an average home often runs $8,000–$20,000+ depending on size, pitch, and material. What you actually pay depends on your deductible and whether your policy is replacement-cost or actual-cash-value.
Recent confirmed hail near Montezuma County, CO
What this means for your home
Damage can be invisible from the ground
At Montezuma County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.