Hail in Montgomery County, TN
Hail turns up in Montgomery County on a regular basis. NOAA radar has confirmed 7 hail events of 1 inch or larger in Montgomery County since 2025, the largest 1.7″ (ping pong ball) on July 2, 2026. The most recent confirmed hail was August 20, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Montgomery County, TN
Montgomery County sits in north-central Tennessee along the Cumberland River near the Kentucky line, with Clarksville as its hub in the gently rolling Highland Rim. Hail of consequence is uncommon; springtime storms here can briefly drop pea to marble sized stones when a frontal boundary sharpens, but most pass with rain and wind alone. The Ft Campbell (KHPX) radar sits close by, only about 17 miles to the north, giving this county strong low-level coverage.
The hail record for Montgomery County, TN
Montgomery County doesn't see hail every month, but it's a recurring visitor, with 7 confirmed events since 2025.
This year has run hot: 4 confirmed events in 2026 already, ahead of the recent pace.
There's no single dangerous week in Montgomery County. Hail spreads across spring and early summer, peaking in May.
Common questions
How often does it hail in Montgomery County?
NOAA radar has confirmed 7 severe hail events (1 inch or larger) in the Montgomery County area since 2025.
When is hail season in Montgomery County?
Montgomery County sees hail from spring into early summer, most often in May.
What's the largest hail recorded in Montgomery County?
Radar confirmed 1.7-inch hail, about ping pong ball size, on July 2, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Is Montgomery County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Montgomery County's confirmed hail reaches 1.7″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Is hail getting worse in Montgomery County?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In Montgomery County, 4 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Recent confirmed hail near Montgomery County, TN
What this means for your home
If you were just hit
With recent hail in Montgomery County, you're still in the window to document and report it. Photograph any damage, note the storm date, confirm what radar detected at your address, and review your policy's reporting requirements. Deadlines vary.
Damage can be invisible from the ground
At Montgomery County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.