Hail in Montmorency County, MI
NOAA radar has confirmed 3 hail events of 1 inch or larger in Montmorency County since 2025, the largest 1.5″ (ping pong ball) on June 16, 2026. The most recent confirmed hail was June 16, 2026.
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About Montmorency County, MI
Montmorency County sits in the forested highlands of the northern Lower Peninsula of Michigan, a country of lakes, woods, and rolling moraine. Hail is uncommon this far north, but a strong storm in the warm months can occasionally turn severe and drop stones of pea to marble size. The NCL Michigan (KAPX) radar lies about 30 mi to the west and keeps the county in clear view.
The hail record for Montmorency County, MI
This year has run hot: 2 confirmed events in 2026 already, ahead of the recent pace.
The hail clusters in June; the rest of the year is comparatively quiet.
Montmorency County is no Plains hot spot, but the storms that do reach it have still dropped hail up to 1.5″.
Common questions
How often does it hail in Montmorency County?
NOAA radar has confirmed 3 severe hail events (1 inch or larger) in the Montmorency County area since 2025.
When is hail season in Montmorency County?
Hail in Montmorency County is concentrated in June, within a season that runs spring into early summer.
What's the largest hail recorded in Montmorency County?
Radar confirmed 1.5-inch hail, about ping pong ball size, on June 16, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is Montmorency County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Montmorency County's confirmed hail reaches 1.5″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Is hail getting worse in Montmorency County?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In Montmorency County, 2 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Did it hail in Montmorency County in 2026?
Yes, 2 confirmed hail events so far in 2026, most recently June 16, 2026.
Recent confirmed hail near Montmorency County, MI
What this means for your home
Damage can be invisible from the ground
At Montmorency County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.