Hail in Montrose County, CO
NOAA radar has confirmed 3 hail events of 1 inch or larger in Montrose County since 2025, the largest 1″ (quarter) on September 13, 2025. The most recent confirmed hail was September 13, 2025.
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About Montrose County, CO
Montrose County lies in western Colorado on the Uncompahgre Plateau and the valleys near the Gunnison River, high mesa-and-canyon country on the western slope. Hail is uncommon in this dry, elevated terrain, since the air often lacks the sustained low-level moisture severe storms need, though afternoon heating against the high ground can occasionally build a brief storm. The Grand Junction (KGJX) radar sits about 46 miles to the north, far enough that broken terrain leaves it reading storm tops more than near-ground detail.
The hail record for Montrose County, CO
Most confirmed hail in Montrose County falls between spring and early summer, with June the busiest month.
Montrose County is no Plains hot spot, but the storms that do reach it have still dropped hail up to 1″.
Common questions
How often does it hail in Montrose County?
NOAA radar has confirmed 3 severe hail events (1 inch or larger) in the Montrose County area since 2025.
When is hail season in Montrose County?
Montrose County sees hail from spring into early summer, most often in June.
What's the largest hail recorded in Montrose County?
Radar confirmed 1-inch hail, about quarter size, on September 13, 2025.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is Montrose County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Montrose County's confirmed hail reaches 1″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Did it hail in Montrose County in 2026?
No 1-inch-or-larger hail has been confirmed in Montrose County so far in 2026.
How much does hail roof damage cost to repair?
It ranges widely. Minor repairs can run a few hundred dollars, while a full roof replacement on an average home often runs $8,000–$20,000+ depending on size, pitch, and material. What you actually pay depends on your deductible and whether your policy is replacement-cost or actual-cash-value.
Recent confirmed hail near Montrose County, CO
What this means for your home
Damage can be invisible from the ground
At Montrose County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.