Hail in North Miami, FL
Hail turns up in North Miami on a regular basis. NOAA radar has confirmed 7 hail events of 1 inch or larger in North Miami since 2025, the largest 1″ (quarter) on September 7, 2026. The most recent confirmed hail was September 7, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About North Miami, FL
North Miami sits on the southeast Florida coast just north of the city of Miami, in a warm, low-lying stretch facing Biscayne Bay. Hail is uncommon; the near-daily summer thunderstorms here are tropical in character, and their ice usually melts in the warm air before reaching the ground. The Miami (KAMX) radar covers the area from about 25 miles to the southwest.
The hail record for North Miami, FL
Hail is a recurring threat in North Miami, with 7 confirmed events on record since 2025.
This year has run hot: 4 confirmed events in 2026 already, ahead of the recent pace.
Rather than a single peak, hail turns up from spring through summer in North Miami, most often in June.
Common questions
How often does it hail in North Miami?
NOAA radar has confirmed 7 severe hail events (1 inch or larger) in the North Miami area since 2025.
When is hail season in North Miami?
North Miami sees hail from spring into early summer, most often in June.
What's the largest hail recorded in North Miami?
Radar confirmed 1-inch hail, about quarter size, on September 7, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is North Miami's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and North Miami's confirmed hail reaches 1″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Is hail getting worse in North Miami?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In North Miami, 4 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Will it hail again in North Miami this year?
North Miami's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Recent confirmed hail near North Miami, FL
What this means for your home
Damage can be invisible from the ground
At North Miami's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this city by warning-area overlap. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.