Hail in Ogemaw County, MI
Hail turns up in Ogemaw County on a regular basis. NOAA radar has confirmed 9 hail events of 1 inch or larger in Ogemaw County since 2025, the largest 1.8″ (golf ball) on March 31, 2026. The most recent confirmed hail was June 16, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Ogemaw County, MI
Ogemaw County sits in the rolling, forested terrain of the northern Lower Peninsula of Michigan, a land of lakes and the Rifle River headwaters. Late-summer storms drawing warm, humid air along passing boundaries can occasionally turn severe, with stones reaching quarter to golf ball size. The nearest watch is the northern Michigan (KAPX) radar about 49 miles to the northwest, a reach that leans toward reading upper storm structure.
The hail record for Ogemaw County, MI
Ogemaw County doesn't see hail every month, but it's a recurring visitor, with 9 confirmed events since 2025.
The hail clusters in August; the rest of the year is comparatively quiet.
Common questions
How often does it hail in Ogemaw County?
NOAA radar has confirmed 9 severe hail events (1 inch or larger) in the Ogemaw County area since 2025.
When is hail season in Ogemaw County?
Hail in Ogemaw County is concentrated in August, within a season that runs spring into early summer.
What's the largest hail recorded in Ogemaw County?
Radar confirmed 1.8-inch hail, about golf ball size, on March 31, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Will it hail again in Ogemaw County this year?
Ogemaw County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Did it hail in Ogemaw County in 2026?
Yes, 4 confirmed hail events so far in 2026, most recently June 16, 2026.
How much does hail roof damage cost to repair?
It ranges widely. Minor repairs can run a few hundred dollars, while a full roof replacement on an average home often runs $8,000–$20,000+ depending on size, pitch, and material. What you actually pay depends on your deductible and whether your policy is replacement-cost or actual-cash-value.
Recent confirmed hail near Ogemaw County, MI
What this means for your home
Damage can be invisible from the ground
At Ogemaw County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.