Hail in Otsego County, NY
NOAA radar has confirmed 3 hail events of 1 inch or larger in Otsego County since 2025, the largest 1.5″ (half dollar) on June 6, 2025. The most recent confirmed hail was July 2, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Otsego County, NY
Otsego County sits in the hilly headwaters country of central New York, where the Susquehanna River rises near Cooperstown. Hail is infrequent, usually arriving with a warm-season front that lifts humid air over the higher terrain into a stronger storm capable of a sizable stone. The Albany (KENX) radar lies about 49 miles to the east and keeps the county within useful range.
The hail record for Otsego County, NY
This year has run hot: 2 confirmed events in 2026 already, ahead of the recent pace.
The dangerous window runs spring into early summer, with June the busiest month on record.
Otsego County is no Plains hot spot, but the storms that do reach it have still dropped hail up to 1.5″.
Common questions
How often does it hail in Otsego County?
NOAA radar has confirmed 3 severe hail events (1 inch or larger) in the Otsego County area since 2025.
When is hail season in Otsego County?
Hail in Otsego County is concentrated in June, within a season that runs spring into early summer.
What's the largest hail recorded in Otsego County?
Radar confirmed 1.5-inch hail, about half dollar size, on June 6, 2025.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Is Otsego County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Otsego County's confirmed hail reaches 1.5″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Is hail getting worse in Otsego County?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In Otsego County, 2 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Recent confirmed hail near Otsego County, NY
What this means for your home
If you were just hit
With recent hail in Otsego County, you're still in the window to document and report it. Photograph any damage, note the storm date, confirm what radar detected at your address, and review your policy's reporting requirements. Deadlines vary.
Damage can be invisible from the ground
At Otsego County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.