Hail in Palm Bay, FL
Hail turns up in Palm Bay on a regular basis. NOAA radar has confirmed 9 hail events of 1 inch or larger in Palm Bay since 2025, the largest 1.5″ (ping pong ball) on March 15, 2026. The most recent confirmed hail was August 20, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Palm Bay, FL
Palm Bay sits on Florida's Atlantic coast, part of the Space Coast south of the Indian River Lagoon. Thunderstorms are a near-daily feature of the warm season, fueled by sea breezes and deep tropical moisture, though hail tends to stay small when it falls. The Melbourne (KMLB) radar lies just 10 miles to the north, giving the city close coverage.
The hail record for Palm Bay, FL
Hail is a recurring threat in Palm Bay, with 9 confirmed events on record since 2025.
May is the peak, but the broader risk stretches across spring and into early summer.
Common questions
How often does it hail in Palm Bay?
NOAA radar has confirmed 9 severe hail events (1 inch or larger) in the Palm Bay area since 2025.
When is hail season in Palm Bay?
Palm Bay sees hail from spring into early summer, most often in May.
What's the largest hail recorded in Palm Bay?
Radar confirmed 1.5-inch hail, about ping pong ball size, on March 15, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is Palm Bay's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Palm Bay's confirmed hail reaches 1.5″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Will it hail again in Palm Bay this year?
Palm Bay's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Did it hail in Palm Bay in 2026?
Yes, 4 confirmed hail events so far in 2026, most recently August 20, 2026.
Recent confirmed hail near Palm Bay, FL
What this means for your home
Damage can be invisible from the ground
At Palm Bay's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this city by warning-area overlap. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.