Hail in Phillips County, CO
Phillips County is one of the more hail-prone places in the country. NOAA radar has confirmed 19 hail events of 1 inch or larger in Phillips County since 2025, the largest 2″ (golf ball) on May 18, 2025. The most recent confirmed hail was June 25, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Phillips County, CO
Phillips County lies on the high plains of far northeastern Colorado, a flat expanse of dryland wheat and grass near the Nebraska line. Hail is part of the warm season here, falling from storms that build in the afternoon heat and drift off the high terrain to the west. The closest radar, KGLD out of Goodland, sits about 92 miles to the southeast, far enough that little of what reaches the ground is captured.
The hail record for Phillips County, CO
Phillips County sits in an active hail corridor for severe storms.
Most confirmed hail in Phillips County falls between spring and early summer, with June the busiest month.
Common questions
How often does it hail in Phillips County?
NOAA radar has confirmed 19 severe hail events (1 inch or larger) in the Phillips County area since 2025.
When is hail season in Phillips County?
Phillips County sees hail from spring into early summer, most often in June.
What's the largest hail recorded in Phillips County?
Radar confirmed 2-inch hail, about golf ball size, on May 18, 2025.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Hail just hit, what should I do?
Safely photograph any hail and note the time, then confirm what radar recorded at your address before calling your insurer. Most policies require prompt notice after a hail event, and deadlines vary by policy and state, so don't wait to document it.
Will it hail again in Phillips County this year?
Phillips County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Recent confirmed hail near Phillips County, CO
What this means for your home
If you were just hit
With recent hail in Phillips County, you're still in the window to document and report it. Photograph any damage, note the storm date, confirm what radar detected at your address, and review your policy's reporting requirements. Deadlines vary.
Damage can be invisible from the ground
At Phillips County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.