Hail in Putnam County, FL
Hail turns up in Putnam County on a regular basis. NOAA radar has confirmed 6 hail events of 1 inch or larger in Putnam County since 2025, the largest 1.2″ (quarter) on August 19, 2026. The most recent confirmed hail was August 19, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About Putnam County, FL
Putnam County lies in northeast Florida along the St. Johns River, a low, flat landscape of lakes, pine, and wetland. Hail is genuinely rare here; the region's storms are warm, tropical downpours that seldom carry the cold updrafts needed for large stones, so the occasional small hailfall comes from the strongest summer cells. The Jacksonville (KJAX) radar sits about 60 miles to the north, far enough that it captures the upper structure of storms over the county.
The hail record for Putnam County, FL
Putnam County doesn't see hail every month, but it's a recurring visitor, with 6 confirmed events since 2025.
July does most of the damage here; Putnam County is comparatively quiet the rest of the year.
Common questions
How often does it hail in Putnam County?
NOAA radar has confirmed 6 severe hail events (1 inch or larger) in the Putnam County area since 2025.
When is hail season in Putnam County?
Hail in Putnam County is concentrated in July, within a season that runs spring into early summer.
What's the largest hail recorded in Putnam County?
Radar confirmed 1.2-inch hail, about quarter size, on August 19, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is Putnam County's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and Putnam County's confirmed hail reaches 1.2″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Will it hail again in Putnam County this year?
Putnam County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Did it hail in Putnam County in 2026?
Yes, 3 confirmed hail events so far in 2026, most recently August 19, 2026.
Recent confirmed hail near Putnam County, FL
What this means for your home
Damage can be invisible from the ground
At Putnam County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.