Hail in St. Clair Shores, MI
NOAA radar has confirmed 5 hail events of 1 inch or larger in St. Clair Shores since 2025, the largest 1″ (quarter) on September 3, 2026. The most recent confirmed hail was September 3, 2026.
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About St. Clair Shores, MI
St. Clair Shores sits along the shore of Lake St. Clair northeast of Detroit, a lakeside setting where hail is uncommon. The cooler, more stable air near the water tends to dampen the strongest storms, and most thunderstorms that reach the area drop little or no hail. The Detroit (KDTX) radar provides coverage from roughly 33 miles to the northwest.
The hail record for St. Clair Shores, MI
This year has run hot: 4 confirmed events in 2026 already, ahead of the recent pace.
There's no single dangerous week in St. Clair Shores. Hail spreads across spring and early summer, peaking in June.
St. Clair Shores is no Plains hot spot, but the storms that do reach it have still dropped hail up to 1″.
Common questions
How often does it hail in St. Clair Shores?
NOAA radar has confirmed 5 severe hail events (1 inch or larger) in the St. Clair Shores area since 2025.
When is hail season in St. Clair Shores?
St. Clair Shores sees hail from spring into early summer, most often in June.
What's the largest hail recorded in St. Clair Shores?
Radar confirmed 1-inch hail, about quarter size, on September 3, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
How do I know if my roof was damaged by hail?
Common signs are granules collecting in gutters and downspouts, bruised or cracked shingles, and dents on soft metals like vents, flashing, and gutter tops. A lot of hail damage isn't visible from the ground, so a professional inspection is the reliable check.
Is St. Clair Shores's hail big enough to damage a roof?
It can be. Asphalt shingles can begin showing functional damage in the ¾-to-1-inch range, and St. Clair Shores's confirmed hail reaches 1″. At these sizes damage is often hard to see from the ground, so whether it's a claimable loss depends on shingle type, age, and an inspection.
Is hail getting worse in St. Clair Shores?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In St. Clair Shores, 4 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Recent confirmed hail near St. Clair Shores, MI
What this means for your home
If you were just hit
With recent hail in St. Clair Shores, you're still in the window to document and report it. Photograph any damage, note the storm date, confirm what radar detected at your address, and review your policy's reporting requirements. Deadlines vary.
Damage can be invisible from the ground
At St. Clair Shores's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Keep a 'before' record
Photos of your roof and exterior in good condition make new hail damage much easier to prove later. A few shots now, before the next storm, can save an argument with an adjuster over what's old wear and what's storm damage.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this city by warning-area overlap. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.