Hail in St. Louis County, MN
Few places in the country see hail as often as St. Louis County. NOAA radar has confirmed 22 hail events of 1 inch or larger in St. Louis County since 2025, the largest 1.9″ (golf ball) on July 27, 2026. The most recent confirmed hail was September 11, 2026.
Did hail hit your exact address?
This page covers the whole area. Enter your address to see what NOAA radar detected over your specific roof - free, in seconds.
About St. Louis County, MN
St. Louis County reaches across northeastern Minnesota, from the shore of Lake Superior at Duluth up through the forests and ore ranges of the Arrowhead. Severe storms peak in early summer when warm, humid air pushes north into the region, occasionally building hail to a good size. Duluth's KDLH radar sits some 54 miles to the south, well placed for tracking storm tops though distant enough that finer near-ground detail can be missed across the county's vast north.
The hail record for St. Louis County, MN
Hail is closer to routine than rare in St. Louis County, with 22 confirmed events on the radar record since 2025.
This year has run hot: 15 confirmed events in 2026 already, ahead of the recent pace.
The hail clusters in July; the rest of the year is comparatively quiet.
Common questions
How often does it hail in St. Louis County?
NOAA radar has confirmed 22 severe hail events (1 inch or larger) in the St. Louis County area since 2025.
When is hail season in St. Louis County?
Hail in St. Louis County is concentrated in July, within a season that runs spring into early summer.
What's the largest hail recorded in St. Louis County?
Radar confirmed 1.9-inch hail, about golf ball size, on July 27, 2026.
Does homeowner's insurance cover hail damage?
Hail is a covered peril under most standard homeowner's policies (typically HO-3), subject to your deductible. Whether you have replacement-cost or actual-cash-value coverage makes a big difference in what's paid out. Your declarations page will say which.
Is hail getting worse in St. Louis County?
Nationally, the research on long-term hail trends is mixed. Better radar coverage since the 1990s makes real increases hard to separate from improved detection. In St. Louis County, 15 confirmed events have been recorded in 2026 so far, but the tracked record is still short, so it isn't evidence of a lasting trend.
Will it hail again in St. Louis County this year?
St. Louis County's record already includes more than one confirmed event in a single season. That's what the data shows so far, not a prediction for any given season.
Did it hail in St. Louis County in 2026?
Yes, 15 confirmed hail events so far in 2026, most recently September 11, 2026.
Recent confirmed hail near St. Louis County, MN
What this means for your home
Damage can be invisible from the ground
At St. Louis County's typical sizes, hail often bruises shingles and loosens granules without obvious holes, shortening roof life in ways that are easy to miss until the next storm or an inspection.
Document before you repair
If you suspect hail damage, photograph it and note the storm's date before making any repairs. Undocumented or already-fixed damage is much harder to claim later.
Claims have deadlines
Policies set a deadline for hail-damage claims, and state law may also apply. Windows range from months to several years depending on your state and policy. Knowing the exact date hail hit your address helps you file on time.
Get more than one estimate
After a damaging storm, reputable local roofers get busy and out-of-town crews flood in. Get multiple written estimates and verify licensing and local references before signing anything.
Replacement cost vs. actual cash value
An RCV policy pays to replace your roof at today's prices; an ACV policy subtracts depreciation for the roof's age, which can mean a much smaller check on an older roof. Knowing which you carry shapes what a hail claim is actually worth.
Know your hail deductible
Many policies in hail-prone states use a percentage deductible, often 1–2% of the home's insured value rather than a flat dollar amount. On a $400,000 home that can be $4,000–$8,000 out of pocket before coverage starts, so it's worth checking your declarations page before a storm.
Before you call your insurer
Get the radar evidence for your address.
A NOAA Radar Evidence Report documents exactly what federal radar recorded at your address - hail size, date, and signature - in a formatted PDF you can attach to a claim. Built entirely from public NOAA data.
Events are NOAA/NWS Severe Thunderstorm Warnings with confirmed hail ≥ 1 inch, matched to this county by the warning centroid. Federal public-domain data. A confirmed event indicates radar-detected hail over the area, not a guarantee of damage to any specific property.